1. Introduction

Welcome to ASTORIA CAPITAL T. PLC, registered in the United Kingdom under company number 14369928. These Terms & Conditions ("Terms") govern your use of our website (www.binaxpay.com) and services. By accessing or using our services, you agree to comply with these Terms. If you do not agree, please do not use our services.

2. Eligibility

• Be at least 18 years old.
• Provide accurate and complete registration information.
• Not be prohibited by law from using financial services.

3. Account Registration & Security

• You must provide accurate information when creating an account.
• You are responsible for maintaining the confidentiality of your login credentials.
• Notify us immediately if you suspect unauthorized access to your account.

4. Use of Services

By using ASTORIA CAPITAL T. PLC, you agree to:

• Use our services only for lawful purposes.
• Not engage in fraudulent, abusive, or illegal activities.
• Comply with all applicable laws and regulations.

5. Transactions & Payments

• All transactions are subject to verification and approval.
• We reserve the right to delay, cancel, or decline transactions for security or regulatory reasons.
• Transaction fees, if applicable, will be disclosed before processing payments.

6. Fees & Charges

• Some services may require fees, which will be clearly communicated before usage.
• Fees are subject to change with prior notice.

7. Security & Fraud Prevention

• We implement security measures to protect your account and transactions.
• You must not attempt to bypass security features or engage in fraudulent activities.
• We may suspend or terminate accounts involved in suspicious activities.

8. Limitation of Liability

• We are not liable for indirect, incidental, or consequential damages arising from your use of our services.
• Our total liability shall not exceed the fees paid by you for our services in the past six months.

9. Termination & Suspension

• We may suspend or terminate your account if you violate these Terms.
• You may close your account at any time, but outstanding obligations remain enforceable.

10. Changes to Terms

We may update these Terms periodically. Continued use of our services after changes are made constitutes acceptance of the revised Terms.

11. Governing Law & Dispute Resolution

• These Terms are governed by the laws of [Insert Country].
• Disputes shall be resolved through arbitration or mediation as per our policies.

12. Contact Us

If you have any questions about these Terms, contact us at:

• Email: [email protected]
• Phone: +995 555 19 81 71
• Address: 71-75, Shelton Street, Covent Garden, London, WC2H 9JQ, UNITED KINGDOM

By using ASTORIA CAPITAL T. PLC, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.